You Can’t Lead
what you don’t live.

Ryan, Brad, and Jimmy developed Cash Flow Tactics from real life experience and  their own  personal trial and error. They firmly believe “YOU CANNOT LEAD WHAT YOU DON’T LIVE.” All three  founders invest in the exact same assets they recommend the Empire Builders in CFT invest in. All three founders became financially free by building their wealth pyramid up from the base, only investing in assets that have the Core 4 and 4 Pillars and  they accelerated their journey to financial  freedom by implementing the financial freedom formula.



  • Ryan D. Lee


  • Jimmy Vreeland



Brad graduated with his Masters in Accounting and then jumped headfirst into the hustle of New York City’s Wall Street working for Goldman Sachs. Brad’s timing was impeccable being that he moved to Wall Street two weeks before the ‘08 melt down. Although it was painful and a very confusing time as it was for all Americans, Brad saw first hand that there was something deeply flawed with the traditional financial system. 

Realizing that he was the low man on the totem pole at Goldman and that he did not want to work in that deeply flawed system, Brad then joined with an accounting firm whose primary  purpose was to audit companies before  they went public. Once again Brad was able to see behind the curtain on how Wall Street worked and how companies went public… once again he was not enthralled by what he saw. 

It wasn’t until 2013 when his path crossed with Ryan that they began building a system together. Aggregating advice from the best sources, comparing it with the experience of their mentors, and then putting it into practice for themselves. Was when they realized they could fill the void of personalized financial advice these professionals and business owners were seeking.

Ryan D. Lee

At the end of the day no one will care about the success of your financial plan more than you.

I won’t say I learned that the hard way, but I learned it an atypical way. That adage has helped me unlock my own version of financial independence in ways that no university or financial system ever has. I grew up with a traditional mindset about money. The trajectory was clear, static, but not necessarily “predictable.”

I would go to a good college. College would lead to a good job where I would max out my company sponsored qualified plan. I’d do my time, earn my keep, watch the days tick down to retirement, and then when it came time to retire, I’d hope that I had done enough. I would hope that my job made enough money, and hope for a good run in the stock market. I would put in the time and hope for a reward that I couldn’t predict. With my map so “clearly” laid out, I got a job after college and entered the workforce; I soon discovered why they call it “The Rat Race.”

When I realized that my post grad job wasn’t paying enough to get me where I wanted to go I started studying for my masters degree at nights.  Working long and exhausting weeks, consisting of overtime and taking work calls on holidays, commuting to Indiana Monday-Friday, taking the Friday Red Eye home to spend tired weekends with my family. I was trying to climb the corporate ladder, and even though I did technically “climb,” 2008 woke me up to the fact that I could never climb out of the maze entirely if I were to keep following the same old advice of go to school, get a good job, and blindly put money in my Qualified Plan deferring taxes and relying on the market. I was simply chasing my tail and waiting for wealth to arrive.

Over the years I worked hard. With every increase in pay I funneled more money into my savings. With time, I stopped checking my 401k balance as frequently because I felt like that money didn’t really exist. The balance seemed to roller coaster on a whim, no matter how hard I was working, which left me with an uncomfortable sensation that I was not in control of my retirement.

2008 confirmed this suspicion: I, like so many others, saw my retirement plans plummet, and dragged my hopes along with it. Despite my hard work, I lost more than half of my accumulated savings in a matter of months.

I felt the similar shock and anger of many Americans, but the disillusionment I experienced with “the system” was ultimately a productive experience; it gave me the conviction I needed to bunk traditional methods of creating, measuring, and maintaining wealth. I began to realize that no one cared more about the success of my financial plan than me.

Daring to escape the Rat Race, I used the long hours I spent on planes to delve into books that offered me a personal financial education. Even though I had secured a Master’s Degree in finance, I quickly realized that everything I had been taught was how to make others money. I had been taught how to build and manage corporate budgets, generate company revenue, and even taking companies public, but I had no idea how to grow wealth on a personal level.

The literature I found initially confirmed what “they’d been telling me” all along. It wasn’t until I read “Rich Dad Poor Dad” that I had a monumental paradigm shift and realized that most of what I had been taught and had taken for financial truth was actually archaic and no longer effective in the modern finance. This book led me down a path that helped my find and develop the financial strategy that I use today. I researched and developed a system that offered me more control over my family’s financial outcome. This system focused on cash flow as the true measure of financial success and not the elusive net worth status symbol of Wall Street.

For the last seven years I have been applying the principles I learned on those late night red eye flights, principles that debunk financial plans based on hope. Where I used to hope the stock market performed, and hope that taxes would stay low, and hope that my investments would perform as advertised, I finally gained something infinitely more valuable than hope: Control. I’ve unlocked a personal path to achieving financial independence as well as a system of money management that I am passionate about sharing.

While no one should care about your financial plan more than you, I am able to completely empathize with those wanting to take control of their financial situation and have more confidence and predictability over the outcome of their financial endeavors. I promise to care equally about your financial success. Today I teach a similar system to the one I uncovered for myself: a clearly defined and actionable system that gives you complete control over your finances. I am excited to help you obtain the personal brand of financial independence that you need and deserve.

Jimmy Vreeland

Jimmy graduated from  the United State Military Academy at West Point, spent 5 years as an Army Ranger, and deployed three times twice to  Iraq and once to Afghanistan. On his last deployment, he read Rich Dad Poor Dad by Robert Kiyosaki which led him down the path of real estate investing. 

Jimmy had already known that property investments were a good way to generate wealth. But the big paycheck that would grant him financial freedom he was looking for, never came. He was also becoming more and more frustrated because of how slow the whole process was going.

Stuck at a corporate job, working exhaustingly long hours and missing out on time with his family, Jimmy felt stuck. Desperately trying to find a way to speed things up, his luck started to turn after he met Ryan through an online podcast. Then, he ended up meeting Brad on a wakeboarding boat ride. They talked for 8 hours straight and connected on everything across the board.

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Our Journey

In the Beginning…

Brad, Ryan, and Jimmy didn’t exactly know what they were searching for. They may have described it as the “American Dream” or “Wealth Building”. Although they were not able to define it in the beginning, they all felt that there was something else out there. They knew the traditional path to achieve financial wealth would not work but they weren’t sure of what direction to go in. They worked the long hours, worked their way up in the corporate world, and started to make decent money but still weren’t seeing the results they desired. They were climbing the ladder but sacrificing more and more of their time. All three of  the  founders of  CFT started in completely  different  places and they all met in the same place: being STUCK financially. Brad thought academics, degrees and more economics, accounting, and financial knowledge would get him “unstuck”. Ryan thought more corporate promotions and more side hustles would get him unstuck. And Jimmy thought attacking his medical sales job and real estate like it was a military target would get him “unstuck”. They were all wrong.

And Then…

They realized that three heads are always better than one and they started to use their common struggle to get “unstuck” financially to distill out the what became CFT. They realized the thing they  wanted most and they started to define it. What they truly craved for themselves and their family was financial freedom.

Our Breakthrough…

Leveraging their knowledge, together they created a systematic, principle based way to achieve financial freedom. They realized that first they had to solidify  their financial picture and protect it inside what is now known as the Wealth Pyramid. Then they distilled out the Core 4 and 4 Pillars. Contrary to traditional belief, Cash Flow Tactics made the bold claim that people who are starting their financial freedom journey need to focus on investing in assets that simultaneously appreciate, cash flow, have tax advantages, and can be purchased through leverage. These concepts became the 4 pillars of investing. Next they made the even bolder claim to only invest in assets that will lower their risk, lower their tax burden, increase control and increase their return. Most people believe this is impossible, but CFT shows there are two assets (rental real estate and whole life policies) that possess all of these qualities. Not only do these assets exist but they are hiding in plain sight. Finally after thousands of case studies and successful clients Ryan, Brad and Jimmy even broke this down into a step-by-step process to financial freedom known as the Financial Freedom Formula.

Cashflow Tactics was created…

After trial and error and many long hours taking BIG leaps. They came to create the exact systems and steps you will learn that will lead you to your own financial freedom. The exact steps Brad, Ryan, and Jimmy have each taken.

What We Believe.

  • We  believe that 97% of  financial information and education is dangerous, misleading or  wrong.

  • We believe that in order for a modern human to live  up to their fullest potential and fulfill the potential on this earth they have to understand that money and finances are NOT the “root of  all evil”  it is simply a tool, a  means of exchange. And producers need this tool in order  to exchange the value they create every day.


  • We also firmly believe that once a producer understands that money is only a tool that they can become  financially free  in 10 years or  less.

You Really Can Be
Financially Free.

People always overestimate what they can accomplish in a day, a  week or a month and they  always underestimate what they can accomplish in a long period of time for example what they can  accomplish  in  10 years. The main obstacle that we have seen  in Cash Flow Tactics after working with thousands of Empire Builders is first convincing  them that YES they are talented  enough and can create enough value to attain financial freedom. We do a lot of coaching and showing that if they simply set a target, start  moving, and simply use  money as a tool to hit this target Financial Freedom is not easy  but it is simple. The next obstacle that we generally face is  the false belief that the system is rigged against them and that will the boom  bust cycle of the modern economy makes financially freedom impossible. This again is FALSE:  we simply teach, coach and lead them through the principles and actions that are necessary to leverage the system to their advantage. And finally we educate them on the wealth pyramid, core 4 and 4 pillars and  show them that  97% of what they  are doing is wrong and lead them through  the 3% that actually works.

There is nothing about financial freedom that is not attainable by anyone who is simply willing to RISE UP and LIVE FREE. There is no secret sauce, there is no hack. There is only principles, concepts and system that are simply hiding and plain sight. Brad Ryan and Jimmy  did not win the lottery,  inherent their wealth, or get lucky. They simply found them selves stuck and  started asking questions,  started moving forward. Granted every step forward came with mistakes and failure and more and more learning but eventually they were able to create Cash Flow Tactics by distilling out the Wealth Pyramid, Financial Freedom Formula, Core 4 and 4 Pillars

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